以下是关于财务分析 AI 的相关信息:
在金融服务领域,AI 有以下应用:
此外,还有关于投资 10 万让 AI 买股票的相关内容,但未提供具体收益详情。在 AI 监管政策方面,强调了公平性、可解释性、问责制和治理等原则,例如在某些情况下,AI 决策应具有合理性和可解释性,治理措施应确保对 AI 系统的有效监督,并建立明确的责任线。
人工智能(AI)已经渗透到各行各业,并以各种形式改变着我们的生活。以下是一些人工智能的主要应用场景:1.医疗保健:医学影像分析:AI可以用于分析医学图像,例如X射线、CT扫描和MRI,以辅助诊断疾病。药物研发:AI可以用于加速药物研发过程,例如识别潜在的药物候选物和设计新的治疗方法。个性化医疗:AI可以用于分析患者数据,为每个患者提供个性化的治疗方案。机器人辅助手术:AI可以用于控制手术机器人,提高手术的精度和安全性。2.金融服务:风控和反欺诈:AI可以用于识别和阻止欺诈行为,降低金融机构的风险。信用评估:AI可以用于评估借款人的信用风险,帮助金融机构做出更好的贷款决策。投资分析:AI可以用于分析市场数据,帮助投资者做出更明智的投资决策。客户服务:AI可以用于提供24/7的客户服务,并回答客户的常见问题。3.零售和电子商务:产品推荐:AI可以用于分析客户数据,向每个客户推荐他们可能感兴趣的产品。搜索和个性化:AI可以用于改善搜索结果并为每个客户提供个性化的购物体验。动态定价:AI可以用于根据市场需求动态调整产品价格。
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explainability.AI systems should display levels of explainability that aredomains,we anticipate that developing joint guidance will be a priority forregulators.Rationalefor theprincipleIn certain circumstances,AI can have a significant impact on people’s lives,including insurance offers,credit scores,and recruitment outcomes.AI-enabled decisions with high impact outcomes should not be arbitrary andshould be justifiable.In order to ensure a proportionate and context-specific approach regulatorsshould be able to describe and illustrate what fairness means within theirsectors and domains,and consult with other regulators where multiple remitsare engaged by a specific use case.We expect that regulators’interpretations of fairness will include consideration of compliance withrelevant law and regulation,including:4)Relevant sector-specific fairness requirements,such as the FinancialConduct Authority(FCA)Handbook.PrincipleAccountability and governanceDefinitionandexplanationGovernance measures should be in place to ensure effective oversight of thesupply and use of AI systems,with clear lines of accountability establishedacross the AI life cycle.AI life cycle actors should take steps to consider,incorporate and adhere tothe principles and introduce measures necessary for the effectiveThe Data Protection and Digital Information(No.2)Bill reforms the UK’s data protection regime(Data Protection Act 2018and the UK GDPR).Guidance on vulnerability includes:FCA guidance on vulnerable consumers,FCA,2019; Consumer vulnerabilityprotections,Ofgem,2020; Vulnerable consumers,CMA,2018.A pro-innovation approach to AI regulationimplementation of the principles at all stages of the AI life cycle.Regulators will need to look for ways to ensure that clear expectations forregulatory compliance and good practice are placed on appropriate actors inthe AI supply chain,and may need to encourage the use of governance